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Put It in the Safe

By Lindalee Broughamin Management May 22, 2014

An office safe is a small investment to make for the security of important documents. Owner-managers are constantly bombarded with warnings about the need to keep electronic data secure. But what about the old problem of keeping paper documents secure? Indeed, with all the talk about backup, cloud security and off-site storage, it is possible […]


Beware of Malicious RATs

By Lindalee Broughamin Technolgy May 8, 2014

A RAT is malware that allows a remote “operator” to control your computer from any location. The acronym RAT brings shivers to even the most experienced anti-virus programmer. A remote access tool (also referred to as remote administration tool), or RAT for short, is a seemingly innocent type of software used to access and control […]



By Lindalee Broughamin Taxation April 28, 2014

New federal legislation is now in place to punish users of electronic sales suppression software. The federal government is getting tough with businesses that use electronic sales suppression (ESS) software (commonly called “zappers”) to delete or modify point-of-sale (POS) transactions for the purpose of evading taxes. Effective January 1, 2014, zapper users will, of course, […]


The High Cost of Distracted Driving

By Lindalee Broughamin Moneysaver April 10, 2014

Employees who drive while distracted create substantial financial and other risks for their employers. Distracted driving laws are now the norm in all provinces within Canada. Of the three territories, Nunavut is the only holdout. In addition to levying fines, the majority of the provinces and territories have imposed demerit points. Even with fines and […]


Small-Business Fraud

By Lindalee Broughamin Management March 27, 2014

Be vigilant: undetected fraud can destroy your business. According to the 2012 Report to the Nations on Occupational Fraud and Abuse of the U.S.-based Association of Certified Fraud Examiners, privately owned businesses with fewer than 100 employees are the most common victims of fraud; the most common type of fraud is the fraudulent billing scheme. […]


Scanning Your Way toward a Paperless Office

By Lindalee Broughamin Technolgy March 17, 2014

Scanning documents can significantly reduce the cost of handling and storing paper. Thanks to modern technology, we are moving, albeit slowly, toward a paperless office. Although this transformation within the workplace has been anticipated for decades, we are still bombarded with paper every day. Using paper can often be convenient; however, paper use comes at […]


Cost-Cutting Ideas

By Lindalee Broughamin Moneysaver March 1, 2014

A careful review of your costs should reveal many opportunities for savings. Even though Benjamin Franklin’s oft-quoted phrase “A penny saved is a penny earned” can no longer be taken literally now that the Royal Canadian Mint has removed pennies from circulation, nevertheless saving money by cutting costs is simply good business. When budgeting for […]


Finalizing Your 2013 Income Taxes

By Lindalee Broughamin Taxation February 17, 2014

Keep complete records and make use of all your eligible deductions. Yes, it’s time to start thinking about income taxes again. The Holidays are over and the credit card statements are starting to come in so you’re probably thinking about money anyway. But instead of thinking just about paying off your credit cards, it might […]


A Lesson in Record Keeping

By Lindalee Broughamin Taxation January 30, 2014

The Income Tax Act requires you to keep all documents supporting your business activity; in an audit, the CRA will demand them. Keep Everything According to the Income Tax Act, taxpayers must keep “records and books of account … together with every account and voucher necessary to verify the information contained therein” for a period […]


Dad…Mom… I Need Your Help

By Lindalee Broughamin Moneysaver January 16, 2014

If your son or daughter approaches you for a loan to start a business, make sure they have a solid business plan. It has always been difficult for young people to start their working lives. The traditional route has been to apply along with hundreds or perhaps thousands of other equally well-educated people for advertised […]

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